A survey has revealed that 37% of Americans have encountered fraudulent activities following personal or professional impacts from natural disasters.
The survey by the Harris Poll for the American Institute of CPAs (AICPA) highlights identity theft, government assistance fraud and loan scams among the common types of fraud experienced.
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It details the types of fraud experienced: identity theft at 14%; government assistance fraud at 11%; loan scams at 11%; vendor fraud at 10%; utility scams at 10%; charity fraud at 10%; insurance fraud at 10%; and contractor fraud at 8%.
The findings show that residents in the north-east and south, both at 40%, are more susceptible compared to the Midwest at 31%.
The ACIPA survey also reveals that 48% of Americans lack personal insurance coverage for fraud-related losses during disaster recovery.
In contrast, 39% have such coverage, while 13% are uncertain.
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By GlobalDataAmong business owners, 64% have insurance protection against fraud-related losses, while 32% do not, with 4% unsure.
AICPA director of forensic & technology advisory services Christine Cutti-Fox said: “In the aftermath of a natural disaster, you may see many individuals show positive behaviours, but you may also see unexpected negative behaviours.
“Fraud can manifest in various ways, and whether you are dealing with the impact as an individual, family, or business owner, it is essential to stay informed and develop a comprehensive plan supported by appropriate documentation to facilitate effective recovery.”
Last week, the AICPA also emphasised the necessity for enhanced tax relief measures for those affected by natural disasters.
The survey, conducted separately, indicated a strong public preference for extending the Internal Revenue Service (IRS) tax relief measures beyond initial emergency declarations.
More than a third (35%) of the respondents value extended tax filing and payment relief periods post-disaster, the findings revealed.
The survey further highlighted that nearly 32% of Americans have not taken steps to protect their financial interests against disasters.
Additionally, 29% of participants suggested that IRS tax filing extensions in disaster scenarios would be advantageous.
